You agree to the terms of service below, and the Terms of Use for Substack, the technology provider.
Terms of Service — Bill Faruki Newsletter
Last updated: February 22, 2026
1. Agreement
By subscribing to, accessing, or reading this newsletter (”the Newsletter”), you agree to these Terms of Service. If you do not agree, please unsubscribe at any time using the link at the bottom of any email.
2. About the Newsletter
The Newsletter is published by Bill Faruki, Founder & CEO of MindHYVE™ and Chairman of the California Institute of Artificial Intelligence. Content covers agentic AI, artificial intelligence trends, education technology, and related topics.
3. Content Ownership
All content published in this Newsletter — including text, graphics, analysis, and frameworks — is the intellectual property of Bill Faruki and/or MindHYVE™ unless otherwise noted. All rights reserved.
You may share links to published posts freely. You may quote brief excerpts with proper attribution (”Bill Faruki, via billfaruki.substack.com”). You may not reproduce, republish, or redistribute full posts without prior written permission. Contact bill@mindhyve.io for licensing or republication inquiries.
4. Not Professional Advice
The content in this Newsletter is for informational and educational purposes only. Nothing published constitutes legal, financial, medical, investment, or professional advice. You should consult qualified professionals before making decisions based on anything you read here. MindHYVE™ operates across education, healthcare, and legal verticals — references to those industries reflect general commentary and company experience, not professional guidance directed at you.
5. Trademarks
MindHYVE™, ArthurAI™, ChironAI, JustineAI, Eve, IssacAI, The Dawn Directive, HYVE-Fusion, and the associated logos and product names are trademarks of MindHYVE.ai, Inc. Use of these marks without written permission is prohibited.
6. Subscriber Conduct
When engaging with the Newsletter through comments, replies, or community features, you agree not to post content that is defamatory, harassing, threatening, or unlawful, spam or solicit other subscribers, impersonate any person or entity, or share another person’s private information. I reserve the right to remove comments and block subscribers who violate these standards at my sole discretion.
7. Third-Party Links
The Newsletter may contain links to third-party websites, tools, or resources. These are provided for reference only. I do not endorse, control, or take responsibility for the content, privacy practices, or availability of external sites.
8. Platform
This Newsletter is hosted on Substack. Your use of Substack is additionally governed by Substack’s own Terms of Use (https://substack.com/tos). In the event of a conflict between these Terms and Substack’s, these Terms govern the relationship between you and me; Substack’s terms govern the relationship between you and Substack.
9. Limitation of Liability
The Newsletter is provided “as is” without warranties of any kind, express or implied. To the maximum extent permitted by law, Bill Faruki, Belal K. Faruki, MindHYVE.ai, Inc and CIAI, LLC. shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of or reliance on the Newsletter content.
10. Paid Subscriptions
If paid tiers are offered in the future, payment processing will be handled by Substack. Refund policies will be outlined at that time. Subscription pricing may change with reasonable advance notice.
11. Termination
You may terminate your subscription at any time by unsubscribing. I reserve the right to terminate or suspend access to any subscriber who violates these Terms.
12. Governing Law
These Terms are governed by the laws of the State of California, without regard to conflict of law principles. Any disputes shall be resolved in the courts of Orange County, California.
13. Changes
I may update these Terms at any time. The revision date at the top will reflect the most recent changes. Continued subscription after modifications constitutes acceptance of the revised Terms.
14. Contact
Questions about these Terms? Email me: bill@mindhyve.io